Your full
salary breakdown.
See every deduction, contribution, tax, and your net take-home — all in one place.
Monthly Breakdown
Employee Deductions
Employer Contributions
What you actually receive
Salary + employer contributions
Equivalent to 1 month basic salary
SSS
PHIC
HDMF
BIR
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Timekeep calculates payroll automatically — SSS, PhilHealth, Pag-IBIG, tax, and 13th month pay. No spreadsheets.
TRAIN Law tax brackets
Philippine Income Tax Table 2026
| Annual Taxable Income | Tax Rate |
|---|---|
| ₱0 – ₱250,000 | 0% (tax-exempt) |
| ₱250,001 – ₱400,000 | 15% of excess over ₱250,000 |
| ₱400,001 – ₱800,000 | ₱22,500 + 20% of excess over ₱400,000 |
| ₱800,001 – ₱2,000,000 | ₱102,500 + 25% of excess over ₱800,000 |
| ₱2,000,001 – ₱8,000,000 | ₱402,500 + 30% of excess over ₱2,000,000 |
| Over ₱8,000,000 | ₱2,202,500 + 35% of excess over ₱8,000,000 |
How it works
How Philippine Salary Deductions Work
Employee Contributions
SSS, PhilHealth, and Pag-IBIG are mandatory deductions shared between you and your employer. Your share is deducted from your salary before tax.
Withholding Tax
Under TRAIN Law, annual income below ₱250,000 is tax-exempt. Tax is computed on your salary minus government contributions — not on your gross.
Employer Cost
Employers pay their own share of SSS (including EC), PhilHealth, and Pag-IBIG on top of your salary. The true cost of hiring is always more than the salary.
Related tools
More Calculators
Take-Home Pay Calculator
Calculate net pay from your daily rate.
Employee Cost Calculator
See the true cost of hiring an employee.
SSS Calculator
Detailed SSS contribution breakdown with MSC.
PhilHealth Calculator
PhilHealth premium computation.
Pag-IBIG Calculator
HDMF contribution rates.
13th Month Calculator
Compute your mandatory 13th month pay.
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